America Debt Consolidation

Debt Consolidation Articles and Information

Welcome to America Debt Consolidation! The goal of this site is to provide both interesting and informative articles to the average individual trying to consolidate debt or integrate some sort of debt management plan.

Is your debt just beyond your comfort level? Do you have a minimum of $5,000 in unsecured debt? Do you struggle with credit card management? We can help you regain control over your finances. Credit counseling can ensure that you do not get over your head in debt payments. Debt consolidation with credit counseling can consolidate debt into one monthly payment, reduce payment amount by up to 50%, eliminate late fees, over your limit fees, and have accounts re-aged. You choose the payment date! Stop creditor harassment and/or threatening phone calls. Consolidate bills without taking out a new loan.

Once our Credit Counselors advise your creditor that you are signed up a plan to consolidate debt, the creditor will in most cases reduce interest rates, drop late charges, and drop over the limit charges. The account is re-aged to show that you are current with your payments.

The reason that creditors are willing to do this is simple: they know that if you are seeking credit counseling, you are taking responsible action to avoid filing bankruptcy.